| Product |
Insurance
or Non-insurance |
Part
of Package
Yes/No |
Description |
| Lemon
Law |
Insurance |
Yes |
Reimburses
member for the cost of an automobile, up to $15,000, if automobile
is determined to be a "lemon" under the member's state
Lemon Law statute and the automobile wasn't replaced by the
manufacturer or original selling dealer. |
| Lock
Out |
Non-insurance |
No |
Reimburses
member (or eligible family member) up to $200, for the service
of a locksmith when member is inadvertently locked out of his/her
primary automobile. |
| Expert
Opinion Online |
Non-insurance |
Yes |
Toll-free
hotline provides member various services such as: repair referral,
repair confirmation, service confirmation, and cost confirmation. |
| Roadside
assistance |
Non-insurance |
Yes |
Pays up
to a maximum of $50 per tow in the event a member's automobile
is disabled and cannot be driven safely under its own power.
Covers a maximum of 2 tows to the nearest repair facility per
year. |
| Collision
Damage Waiver |
Insurance |
No |
Provides
primary coverage on vehicle theft, loss, or damage to a rental
vehicle. Expenses will also be paid for the charge for the loss
of use of the rental vehicle while it is being repaired up to
a max of five (5) days at a rate of $30 per day up to a max
of $150. $250 deductible per accident |
| Dent
Repair |
Insurance |
No |
Members
are provided with vehicle dent repair of up to $50 per incident
with a max of $250 per year. |
| Paint
and Fabric Protection |
Insurance |
No |
Reimburses
member for expense to repair paint or fabric on primary automobile
due to damage, spills, stains, etc. Maximum $500/year. |
| Total
Loss Protection |
Insurance |
No |
If member's
automobile is involved in an accident, and deemed a total loss,
member will be reimbursed up to $2,500 per vehicle. |
| Gas
Certificate Voucher |
Non-insurance |
No |
An initial
payment provides the member $200 of gas vouchers to be redeemed
in incremental amounts. |
