| Product |
Insurance
or Non-insurance |
Part
of Package
Yes/No |
Description |
| Emergency
Cash |
Insurance |
Yes |
Reimburses
member up to $1,000 for living expenses when a loss covered
by homeowners insurance company renders member's principal residence
uninhabitable for a minimum of 7 days. |
| Furniture
Guard |
Non-Insurance |
No |
Provides
reimbursement for the cost to repair damaged furniture in members
primary residence. Up to $250 a year. |
| Home
Deductible Reimbursement |
Insurance |
Yes |
Reimburses
the member for homeowner's insurance deductible, up to $500,
for a claim submitted to the member's homeowners insurance carrier
equal to or greater than the deductible amount. |
| Home
Emergency Protection |
Insurance |
Yes |
Reimburses
the member for homeowner's insurance deductible, up to $500,
for a claim submitted to the member's homeowners insurance carrier
equal to or greater than the deductible amount. |
| Home
Glass Breakage |
Non-insurance |
No |
Reimburses
member (or an eligible family member) up to $500 for expense
to replace a broken window at member's principal residence. |
| Lock
Out |
Non-insurance |
No |
Reimburses
member (or eligible family member) for the service of a locksmith
when member is inadvertently locked out of their principal residence.
Pays up to $200. |
| Mortgage/Rental
Protection |
Insurance |
No |
Reimburses
the eligible member for the pro-rated amount of the monthly
mortgage or rent payment, when primary residence is deemed uninhabitable
for a minimum of 7 days. Coverage is $1,000/month, up to 6 months. |
| Home
Repair Network |
Non-insurance |
No |
Provides
many benefits to assist the member with home related events
and challenges such as: repairs, renovations, maintenance, and
safety. Toll free access 24/7/365. |
| Home
Warranty - Appliances |
Non-insurance |
No |
Covers
repairs, for mechanical reasons, on dishwasher, microwave, refrigerator,
range and waterheater. $50 deductible. |
| Home
Warranty - Systems |
Non-insurance |
No |
Covers
repairs, for mechanical reason, on heating, cooling, electrical
and plumbing. $50.00 deductible. |
| Sewer
Line Warranty |
Insurance
|
No |
Covers
repair to sewer line due to emergency breakdown from member's
house to the city connection. Pays for repairs up to $2,500
per year. |
| Water
Line Warranty |
Insurance |
No |
Covers
repairs to water line due to emergency breakdown from member's
house to the city connection. Pays for repairs up to $2,500
per year. |
